Protecting Your Income Today, Protecting Your Savings Tomorrow

....the borrower is servant to the lender.  Proverbs 22:7

Health Insurance Policies
These health and medical policies cover a wide range of special needs.
The policies and some of their benefits are listed below.
Accident Expense

Benefits
Ambulance, Air Ambulance, Intensive Care, Hospital Expenses, Physical Therapy, Family Lodging and Transportation, Dismemberment, Accidental Death.


This type of policy pays you over and above any other insurance you may have.

First Diagnosis Cancer

This policy pays on the first diagnosis of Internal Cancer or Malignant Melanoma.

You can select the Lump Sum payment benefit that best suites your needs. $10,000, $20,000, $30,000, $40,000 or $50,000.

The money comes directly to you in cash, all at one time in one lump sum payment that is not affected by income from any other policy.

Heart Disease, Heart Attack &
Stroke Hospital Income

Benefits
Hospital Confinement, Surgical, Anesthesia, Blood, Plasma, Platelets, Oxygen, Drugs and Medicine, At Home Nursing, Government Hospital, Ambulance, Insureds Transportation and Lodging, Family Transportation and Lodging.  Ask about the other benefits.

Benefits are paid directly to you and are not not affected by income from any other policy.

Disability Insurance

  • Replace lost income
  • Maintain their lifestyle
  • Pay their rent or mortgage, cover car payments,  utilities, credit card bills, etc.
  • Provide for miscellaneous living expenses
  • Cover premiums on other insurance coverage Benefits

    Types of policies:
    Short Term Only
    Short Term Accident & Sickness
    Long Term Accident and Sickness
    Business and Operating Expense

    Note:  These policies are available with various Benefit and Elimination periods.

  • Health Insurance

    Blue Cross and Blue Shield of Michigan is recognized as being one of the best in Michigan.

    If you are an individual with or without a family click on the link below to see individual plans and rates.
    An online application is available.


         


    Other Individual Health Insurance Options

    The following companies will wave the Pre-Existing waiting period if all Pre-Existing conditions are disclosed in the application in most cases.

    The IHC Group (Independence Holding Company)

    United Health One

    Assurant Health




    Go to the
    Contact Us Page
    for more information

    on any of these policy's.



    First Diagnosis Heart Attack &
    First Major Heart Surgery

    Paid in addition to the money from any other insurance you may have.  This will not effect how any other insurance carrier will pay you.

    You can select the Lump Sum payment benefit that best suites your needs. $10,000, $20,000, $30,000, $40,000 or $50,000.

    Benefits are paid directly to you and are not not affected by income from any other policy.
    Use the money for whatever you want.
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